Receivables for Lenders, Trustees & Receivers
When a borrower fails, a business closes, or an estate lands on your desk, the receivables come with it. RecoverMax helps lenders, trustees, and receivers decide whether to sell them, collect them, or both, and then does the work.
- Free 20-minute call to review the account and the paperwork
- Clear read on what's likely recoverable
- No obligation, no scripted dialer
Prefer the phone? 763-373-0600
RecoverMax is a member of the Commercial Receivers Association. We work to the standards of the commercial receivables industry, not just our own policy, with accountability on conduct, compliance, and how every account gets handled.
Minnesota collection agency license #40996825
“RecoverMax stepped in and handled the matter with a high degree of professionalism, consistency, and integrity.”
“They integrated seamlessly with our team and helped us stabilize cash flow during a tough quarter.”
“Trustworthy partners in a sensitive distressed portfolio. They brought structure and clear communication.”
Who calls us in.
- Banks and commercial lenders
- Bankruptcy trustees
- Receivers and assignees
- Turnaround and restructuring firms
How lender and trustee receivables engagements actually work.
Every engagement starts with a real conversation about your portfolio. No automated triage, no template responses.
Receivables left behind in a default or a wind-down are hard to work from the inside. The people who knew the customers are gone, the records are incomplete, and the accounts get older every week. Your job is to turn them into value for the estate or the loan, not to run a collections department.
We start with an evaluation of the book: what is there, what the documentation supports, and what is realistically collectible. From there you have three options. We can bid on the receivables and close a sale, we can recover them on your behalf, or we can split the book, buying the accounts that make sense to sell and working the rest.
Every option comes with reporting you can hand to a court, a committee, or a credit officer. You will know what was collected, what was sold, and why.
When lender and trustee receivables is the right call.
A few signals that suggest this engagement model fits. If most of these are true, we should talk.
- 01
A borrower defaulted and its receivables are part of your collateral
- 02
You are administering an estate or receivership with open accounts
- 03
A business closed and its customer balances still need to be resolved
- 04
You need a clear value for receivables to report or close out
From stuck to cash in four moves.
Diagnose
We review your aging, account documentation, and prior efforts to identify where recoverability is genuinely at risk.
Stabilize
Structured outreach replaces stalled internal follow-up. Accounts start moving again under disciplined cadence.
Resolve
Negotiated settlements, payment plans, or escalation paths, chosen to protect customer relationships where possible.
Report
Transparent updates on what recovered, what is still in motion, and what we recommend doing differently next time.
Common questions about lender and trustee receivables.
Pulled straight from the conversations we have with finance leaders most weeks. If your question isn't here, reach out and we'll answer it directly.
Yes. We evaluate the receivables, make a bid, and close. We can also recover the accounts on your behalf instead, or combine the two.
That is normal in a default or a wind-down. We work from what exists, such as invoices, aging reports, bank records, and customer files, and tell you what the gaps mean for value. Incomplete records lower the price of a sale, they do not rule one out.
A sale gives you a known amount quickly, which helps when you need to close an estate or report a value. Collection usually recovers more of the balance but takes longer. We will lay out both and recommend one.
No. RecoverMax works commercial, business-to-business receivables only.
Account-level reporting on what was collected, what was sold and for how much, and what is still open, in a form you can give to a court, a creditors committee, or your credit team.
Often paired with this work.
Portfolio Purchase
When a direct sale offers a practical path to resolution, RecoverMax helps organizations sell accounts receivable and distressed receivables portfolios.
Learn more →Liquidation Recovery
A practical approach to liquidation-related receivables, focused on recovery, clarity, and disciplined execution.
Learn more →Special Situations
Professional assistance for intricate receivables and recovery matters that surpass standard procedures.
Learn more →Move forward on lender and trustee receivables.
Tell us what's stuck. We'll give you a realistic read on what's recoverable, what isn't, and the right next step.